Making sure you have the right insurance for your van is essential, because you never know when you might need to make a claim. At Commercial Vehicle Direct we understand the importance of helping to get you back on the road, which is why we take the time to find the right policy for you and your individual circumstances.
If you have ever struggled to cover the excess when making a claim, then our Excess Protection could be the right optional extra for you.
How exactly does Excess Protection work?
More about “policy limits”
Depending on the policy limit you choose, you will be able to reclaim £300, £500 or £1,000 to cover the excess that you had to pay following an incident. It’s a great solution for those who don’t want to suffer financially should something cause their vehicle to be off the road either temporarily or permanently, especially if the situation was out of their control.
One way of using this policy is to increase your voluntary excess in order to decrease the premium and then buy an excess protection policy. This means you may end up with a cheaper overall package without being out of pocket if there is a claim.
The policy does not cover windscreen, glass or key excess. It can be used more than once, but the total amount over the year is capped to the agreed policy limit.
We understand that having to make a claim can be a stressful time. A policy of this kind can help to protect against unplanned expenses, easing the pressure and helping you get back on the road quickly. Talk to us today about our van insurance excess protection cover to find out more.